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Saju glossary · Ten gods

Indirect Wealth (偏財): what this ten god means in saju

Indirect Wealth is the ten god your day master restrains with the same polarity. Its name means wealth off to one side, and the tradition pictures money that moves rather than a fixed wage: deals, circulation, a wide stage. It reads as a feel for opportunities and for moving people and resources.

Indirect Wealth in the tradition

Wealth stars are the elements the day master controls and manages. With matching polarity the force meets head-on, so older readings saw Indirect Wealth as money that comes in large and leaves large, linked with trade and outward activity. It also describes how someone mixes with many people and gives generously when it counts.

How Indirect Wealth is found

Indirect Wealth is the stem whose element the day master restrains, with the same polarity (yin or yang). So each day master has exactly one stem that is its Indirect Wealth.

Each day master’s Indirect Wealth stem, and the branches holding it as their main hidden stem
Day masterStemBranch (main stem)
甲 Yang Wood戊辰 Dragon · 戌 Dog
乙 Yin Wood己丑 Ox · 未 Goat
丙 Yang Fire庚申 Monkey
丁 Yin Fire辛酉 Rooster
戊 Yang Earth壬亥 Pig
己 Yin Earth癸子 Rat
庚 Yang Metal甲寅 Tiger
辛 Yin Metal乙卯 Rabbit
壬 Yang Water丙巳 Snake
癸 Yin Water丁午 Horse

Branches are read by their main hidden stem. Some readings count the residual and middle hidden stems too, so books can show slightly different counts for the same chart.

Worked example: finding Indirect Wealth in a chart

Take a made-up person born on August 3, 1988, at 16:30. The same calculation as the free saju reading gives the four pillars below; here is how to find Indirect Wealth in them.

The example’s four pillars (Indirect Wealth highlighted)
HourDayMonthYear
Stem甲Indirect Wealth庚Self (day master)己Direct Resource戊Indirect Resource
Branch申Companion寅Indirect Wealth未Direct Resource辰Indirect Resource
  1. The day master is 庚, Yang Metal. It stands for the self, and each of the other seven characters is read by how it relates to it.
  2. For a 庚 day master, Indirect Wealth is the stem 甲 and no other; among the branches it is 寅, which holds 甲 as its main hidden stem.
  3. In this chart, Indirect Wealth sits at the day branch 寅 (main stem 甲) and hour stem 甲.
  4. The branch 寅 hides 甲 as its main stem, and 甲 also shows among the stems. A hidden stem that surfaces in the stems is called revealed (透出), and many readings take Indirect Wealth’s qualities as more visible then.

The birth date is made up to show the steps. A different birth time changes the hour pillar, and near the start of a solar term the month pillar can change too, so the result can change with them.

What to look at when reading it

Indirect Wealth among the stems shows as outgoing dealings and a knack with people. Tradition likens the pillars from year to hour to the stages of a life, so Indirect Wealth in the hour pillar is sometimes read as a wide reach that opens once work has matured. Several Indirect Wealth alongside Companion or Rob Wealth read as many people to share with.

Indirect Wealth and the terms around it

Indirect Wealth restrains Indirect Resource, so it is read as the character that pulls ideas into the real world. Companion restrains Indirect Wealth, which is why rules for partnership and sharing matter; Indirect Wealth produces Seven Killings, a wider field bringing more responsibility and pressure. When Eating God produces Indirect Wealth, tradition welcomed skill turning into income.

Common myths

What people sayIndirect Wealth means you will make a fortune.
A calmer readingIt describes a way of handling resources, not an amount. The instinct to seize chances and widen the field turns into results when it is paired with records and settled accounts.
What people sayA strong Indirect Wealth leads to gambling.
A calmer readingA taste for risk can show up as adventurous choices, but that is not gambling. Simply tracking what comes in and goes out lets the same instinct open new ventures.
What people sayIndirect Wealth is the father’s place, so a weak one means a distant father.
A calmer readingOlder readings mapped family members onto the ten gods, which put the father on Indirect Wealth. Closeness in a family is built from time spent together and how people talk, so it is better not to guess at it from the strength of a character.

How tradition says it shows up

People with a strong Indirect Wealth often feel most alive juggling several projects. They strike up conversations easily, sense where an opening lies, and trust on-the-spot judgment over plans. Their open hand wins friends, yet looking back they may not recall where the money or the hours went.

Something to try this week

This week, choose one day and jot down where your money and time went. Spotting the small leaks, rather than the big spends, helps you gather a wide reach where you want it.

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Questions about Indirect Wealth

What does Indirect Wealth mean in saju?

It is the ten god for an element the day master restrains, with the same polarity. It symbolizes circulating wealth, a wide field of activity and a knack with people, paired with Direct Wealth.

How is Indirect Wealth different from Direct Wealth?

Both are elements you manage. Indirect Wealth shares your polarity and reads as moving money and opportunity; Direct Wealth has the opposite polarity and reads as steady saving and diligence.

Does a chart without Indirect Wealth lack money luck?

No. It can sit among the hidden stems, and the flow of money depends on the whole chart and on how you live. One missing character forecasts nothing about your finances.

How is a chart with much Indirect Wealth read?

Several Indirect Wealth are read as a wide field of activity and a knack for handling people and opportunities. With a weak day master, though, carrying everything that was started can be tiring, so older readings checked for peer or resource stars that support the day master.

This page introduces traditional readings of saju terms for entertainment, curiosity and self-reflection. Saju is a long-standing East Asian cultural tradition, not a scientifically validated personality test or a prediction. A single character or name in a chart cannot define your personality or your future. Make important decisions about health, money and relationships from facts and qualified advice.

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  • This page is reference content for self-understanding and light interpretation, not a diagnostic or evaluative tool.
  • It should not replace medical, legal, financial, or hiring decisions, and important choices need stronger evidence than a self-test.
  • Use the result for reflection or entertainment only, and seek professional support first when distress or risk is involved.
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